山东开展生猪价格保险保费补贴试点

14.12.2015  17:33

新华社济南12月12日专电为保障生猪养殖收益,帮助养殖户规避价格风险,山东省物价局等五部门近日联合印发了《关于开展生猪目标价格保险保费补贴试点的通知》,规定保费的20%由投保农户自行承担,80%由各级政府补贴。

在保险金额和理赔方面,山东省规定保险金额为1276元/头,保费由投保农户自行承担20%、各级政府补贴80%。参保养殖户可根据生猪出栏时间和市场判断,选择按月、季度或全年方式理赔,并按对应的费率缴纳应承担的保费,月、季、年保险费率分别为5.5%、3%和1.2%。

据了解,山东开展的生猪目标价格保险是以生猪为保险标的、以猪粮比价为保险责任的保险,每个保险周期为12个月。在保险期间,当猪粮比价年度平均值低于5.8:1时,视为保险事故发生,保险机构按照保险合同约定启动理赔程序,负责赔偿。

业内人士认为,科学设计生猪目标价格保险,采取措施有效控制和分散生猪价格风险,将有助于缓解市场价格的大幅波动给生产者或消费者带来的伤害,促进生猪产业健康、可持续发展。

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